Terms & Conditions

Acceptance of Terms

By accessing and using Medicare ("the Website"), you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you deny any of these conditions or terms, please do not proceed with our Website.

These specific Terms apply to all aspects of your use of the Website, including its content, services, and Medicare Advantage plan suggestions.

Eligibility

This specific website is structured for users who are at least 18 years old and eligible for Medicare Advantage plans. Therefore, by choosing to proceed with the Website, you represent and warrant that you meet these eligibility requirements.

Description of Services

Our website, Medicare, is designed to provide you with the necessary information and resources to help you understand and choose Medicare Advantage plans. Essentially, we connect you with our partners who may provide personalized advice and support regarding Medicare Advantage coverage.

The Website content, tools, and services are for informational purposes only and do not constitute insurance, medical, legal, or financial advice.

User Responsibilities

You agree to:

• Provide information that is both accurate and complete in its form when using the Website or communicating with licensed insurance agents.
• Use the Website only for lawful purposes and do not engage in any conduct that could harm the Website or others.
• Do not attempt to gain unauthorized access to any part of the Website or associated systems.

Privacy and Data Use

When you use the Website, our Privacy Policy applies equally. It explains how we gather, use, and protect your personal and health information. Therefore, by continuing to use the Website, you agree to the handling of your information as outlined in the Privacy Policy.

Intellectual Property Rights

All content on Medicare, including text, images, graphics, logos, software, and trademarks, is the property of Medicare or its team and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use the Website for personal, non-commercial purposes in accordance with these Terms.

Any unauthorized use, reproduction, distribution, or modification of content is prohibited.

Limitation of Liability

As far as the law allows, Medicare and its affiliates are not responsible for any damages. These include direct, indirect, incidental, or otherwise that may result from your use of the Website, your inability to use it, or your reliance on its content.

This includes, but is not limited to, loss of profits, data, goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.

Third-Party Links and Services

The Website may include links to third-party websites or services that are not owned or controlled by Medicare. However, you must note that we do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party sites.

Your interactions with third parties are at your own risk, and you should review their terms and privacy policies.

Termination

Our website, Medicare, reserves the right to suspend or terminate your access to the Website at any time. Notably, this can be done with or without notice for violations of these Terms, unlawful conduct, or other misuse. Termination does not affect any obligations or liabilities accrued before termination.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the state where Medicare is headquartered, without regard to its conflict of law principles.

You agree that any disputes arising from or relating to these Terms or your use of the Website will be subject to the exclusive jurisdiction of the courts located in that state.

Dispute Resolution

You agree to attempt informal resolution by contacting us first in the event of any dispute related to the Website or these Terms. If a resolution cannot be reached, all legal actions shall be brought exclusively in the courts identified above.

Modifications to Terms

Our website, Medicare, reserves the right to modify or update these Terms at any time without prior notice. However, Revised Terms will be posted on the Website with an updated effective date.

Your continued use of the Website after such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically.

User-Generated Content

By submitting any content, including comments, questions, or feedback, you grant Medicare a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, publish, translate, distribute, and display such content in any form of media.

You represent and warrant that you own or otherwise have the rights to submit the content and that it does not infringe on any laws or the rights of third parties.

Third-Party Services and Links

Our Website may contain links to third-party websites, services, or products. We do not control or endorse these third parties and are not responsible for their content, privacy practices, or terms.

Your interactions with third parties are at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Medicare and its employees shall not be liable. This includes any direct, indirect, incidental, consequential, punitive, or special damages arising out of or in connection with your use of the Website or reliance on any information provided.

Indemnification

You agree to indemnify, defend, and hold harmless Medicare and its team from and against any claims, damages, liabilities, costs, or expenses arising from your violation of these Terms or misuse of the Website.

Entire Agreement

These Terms, together with the Privacy Policy and any additional legal notices published by Medicare, constitute the entire agreement between you and MediPlanSelect.com regarding your use of the Website.